Call me to find out if a Home Equity Loan or HELOC is right for you!
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Loans
Real estate loans for all purposes. Purchase, refinance, investment.
When purchasing a home, you need a team with the knowledge and experience to ensure your transaction runs smoothly. Firestone Financial Group offers pre-approval's for purchases within a few hours depending on the program.
Contact Rob Clark, Loan Consultant with Firestone Financial Group, and we can review all program options available to you. If you prefer you may download the loan application or use the fillable application which may also be downloaded below.
The types of loans we offer include:
- Stated Income Loans*
- Home Equity Lines of Credit (HELOC's)
- Home Equity Loans*
- ITIN Loans (no social security number required)*
- Foreign National Programs*
- FHA / VA / USDA with credit scores down to 550!*
- Down Payment Assistance
- Fixed Rate
- Adjustable Rate
- Purchase and refinance
- Reverse mortgages
*certain restrictions apply
Learn more about each of these loans below or
reach out to us and together we can figure out which is the best option for you!
Stated income loans
Home Equity Lines of Credit
Home Equity Lines of Credit
- Can be good for those who are unlikely to be approved for a conventional mortgage; those who do not have verifiable income (self employed, service industry, etc.).
Home Equity Lines of Credit
Home Equity Lines of Credit
Home Equity Lines of Credit
- These are a revolving source of funds, like a credit card.
- Can be good for those who need to access funds on a recurring basis.
home equity loans
Home Equity Lines of Credit
home equity loans
- Uses the equity (difference between your home's value and your mortgage balance) of your home.
- Can be good for those who need a one-time lump sum cash loan with a fixed rate.
Itin loans
foreign national programs
home equity loans
- No Social Security Number required.
- Can be good for those who may not traditionally have access to loans due to not having a SSN.
foreign national programs
foreign national programs
foreign national programs
- Provides an opportunity to buy property in the United States as a non-resident person.
- Can be good for those who do not have U.S. citizenship and have saved a typically higher percentage of a down payment.
fha/va/usda
foreign national programs
foreign national programs
- Must meet specific criteria to qualify for each of these government backed loans.
- Can be good for those who do not qualify for conventional loans due to a lower credit score or have low cash savings.
down payment assistance
down payment assistance
down payment assistance
- Comes in the form of grants, loans, or other programs.
- Can be good for first time home buyers.
fixed rate
down payment assistance
down payment assistance
- Monthly payment is predictable for the life of the loan.
- Can be good for buyers who are purchasing or refinancing their "forever home".
adjustable rate
down payment assistance
adjustable rate
- Reduced initial interest rate or interest only.
- Can be good for buyers purchasing a starter home or those who do not plan live there for the loan's full term. Additionally, an adjustable rate provides an initial lower payment.
purchase
reverse mortgages
adjustable rate
- A loan given to the home buyer from the property seller.
refinance
reverse mortgages
reverse mortgages
- Trading in your current mortgage for a new one.
- Can be good for those who want to change their loan term, lower their interest rate, change their loan type, or cash out your equity.
reverse mortgages
reverse mortgages
reverse mortgages
- Allows you to convert part of the equity in your home into cash,, without having to sell your home or pay additional monthly bills.
- Can be good for those aged 62 and older who want to borrow against their home equity without having to make monthly payments
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Copyright © 2022 Robert Clark, Loan Consultant - Firestone Financial Group - All Rights Reserved.
Although low mortgage rates are behind us, you can still access your equity with a Home Equity Line of Credit* or fixed rate Home Equity Loan*. Use the funds for adding solar, kitchen remodel, room addition or even a swimming pool.
Additionally, you may be able to use the equity in your home for:
-Debt consolidation
-Paying off car or student loans
-Any worthwhile purpose